22Feb

3 Ways To Cool Your Apartment This Summer

Nothing can be worse than the gruelling heat outside. The hot summers months are the time when people prefer going for picnics or to a cooler location. Did you know you can cool your apartment with right tips. You will find a lot upcoming and latest residential projects in Thane, come up with large windows for better ventilation, eco-friendly options and so on. When talking about cooling your home, a lot of homeowners rely on air-conditioners and coolers. Well, they do come to your rescue, but nothing can beat the natural ways to cool your home. Get to know some of them:

Ventilation is the Answer

The first vital aspect you need to keep in mind to cool your apartment is proper ventilation. You can say it is the key to a cool and relaxed atmosphere. Proper ventilation helps in getting rid of the hot air out. Considering this aspect, a lot of residential projects in Thane and around now offer large windows in every room. This solves the problem of proper ventilation required to cool your apartment. For the same, you can opt for a bigger apartment like 2 BHK in Thane that helps in getting rid of hot air from the room easily.


Heat Shields

Another great way to cool your 2 BHK flats in Thane and around is by having heat shields. As the name suggests, these shields do the work of protecting your home from the harsh sun. All you have to do is install them on the windows and doors. Apart from this, the apartments in Thane and around also offer glass panes and tinting at windows to prevent the sun’s heat from entering the home.

Beautiful Green Landscapes

While you stay in a busy city, getting a home that is also closer to nature is next to impossible. However, it is not the same when you own a flat in Thane. The projects are built keeping in mind the needs and requirements of the homeowners. They understand how significant it is to be closer to nature and help in achieving this objective by having green landscapes around the building. With large trees, shrubs and beautiful garden, it ensures your apartment is cool even in hot summer months. After all, plants have the tendency to absorb the heat and release the water vapour, thus creating a cooling effect.


These are some of the tips that go a long way in cooling your apartment in Thane and around. Do follow these tips to beat the heat the right way.

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16Feb

Tips to Choose Location for Your New Home

The location is one of the vital aspects one needs to consider when choosing your dream home. No matter whether you are planning to buy or rent an apartment, it is wise you choose the best location. A lot of home buyers often find it difficult to choose the house after shortlisting certain properties. If the 3 BHK flats in Thane shortlisted are in similar price range and preferred location, then various other factors can help make a wise decision.

Ease of Commute

Ease of commuting between the location and your office does play a major role. The location you have chosen works in your favour if there is a direct bus or metro to the workplace. Not many know, but was of commuting makes long hours of travel easy. Thane has proved the best for the same purpose. With various transport solutions, it becomes easy to travel to and from your location. This has further given rise to BHK flats in Thane.

Connectivity to The Workplace

You are definitely not planning to travel for long hours just to reach your office. It will do you no good. Among the various locations, you have chosen the one that is closer to your office.

Availability of Basic Amenities

You are bound to need some basic amenities once you move in into your 3 BHK in Thane. Considering this aspect, it is wise to look out the location you have chosen is in proximity to educational institutions, healthcare, markets, and so on. Other than this, also ensure it has round the clock water and electricity supply.

Safety Aspects

Another important aspect you should not neglect is the safety features. It is important for the residential locality to have safety features in place. For better and enhanced security, various residential locations in Thane and around have CCTV cameras installed. This ensures you are in safe hands all the time.

Green Quotient

If you are someone who wants to contribute towards green society, then look out for apartments that have incorporated the green quotient. For the same, it is advised for buyers to look out whether the property is well equipped to conserve energy and has sufficient natural light.

Residential Versus Commercial

It is often noticed that potential home buyers look for a location that is a perfect blend of the commercial and residential area. This works in their favour as it offers good living conditions. However, avoid investing in a 3 BHK flat in Thane that is completely a commercial area. This might not prove to be a beneficial option in the long run.

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9Feb

Get to Know These Hidden Costs While Buying a Property

Undoubtedly, buying a house is a big decision and should be done taking into consideration a number of factors. While many aspects need your attention, hidden costs are definitely one of them. Only a reputable real estate company like Neelkanth Realty understands this aspect and offers properties without any hidden costs. However, to ensure you are on the safe side, it is wise you know the hidden costs before you sign on the dotted lines:

Registration as Well As Post Registration Charges
It is the total cost of the property that determines the registration cost. Other than this, there is also stamp duty which consists of the certain percentage of the total property value. It is vital that you take into account these costs when evaluating the total cost of your house.

 Parking Charges and Taxes
At times, the cost of the flat or apartment you plan to buy might not have all the costs included. So, the good deal you think you are getting do not include the hidden costs. Say, for example; it is wise to be aware of the taxes that might be levied on you, which most of the time builder does not highlight in the price list. Apart from this, you should also be aware of the parking charges especially if you own a car. Factor these costs properly as they are part of the total property cost. Ensure these costs are added to your agreement to avoid the hassle later on.

Penalty and Escalation Charges
Though cost escalation clauses are an important feature of the agreement, not many home buyers are aware of the same. A lot of times builders tend to hit the charges at the last moment, like just before the registration with the escalation costs supposedly due increase in the expense of the raw materials including steel, cement, sand and so on. Another cause for concern are the penalty charges. In case, you are not able to make the payment; it is wise to know if there are any interest charged and how much. You should also know whether you get a complete refund in case you plan to cancel the booking.

Maintenance Charges    
It is vital to know the maintenance charges too when planning to buy a new property or flat. Usually, the maintenance charges or deposits are collected in the first year itself. However, they are bound to be increased for various reasons like painting the building or for making significant repairs to the building.

These are some of the hidden costs every home buyer she is aware of when buying a property. A reputable company like Neelkanth Group will discuss these charges well in advance to avoid any problems.

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2Feb

Planning for NRI Home Loan? Keep in Mind These Points

Every individual dream of owning a house and so does NRIs or Non-Resident Indian. They are basically Indians who have been staying abroad for better prospects. When taking about NRI investment in real estate, if becomes important to know the home loan eligibility too. Having all the information on the same makes the whole process easy and hassle free.

Type of Loans NRIs Can Opt

If you are looking for property investment, then you might want to consider applying for home loans for these kinds of homes such as:

•    Property under construction
•    Ready to move in property
•    Construction of property on the land already owned
•    Upgrading an existing property

Home Loan Tenure and Rate of Interest

It is of paramount importance to know that an NRI can avail home loan for a restricted period of time only i.e. 5-15 years. The extension of the home loan for NRI property investment is completely dependent on the bank discretion. Other than this, you should also know that the rate of interest on NRI home loan is high.

Loan Amount Can Be Availed

The loan amount is decided based on some factors like the income of the NRI that should be steady. Gross monthly income is also taken into consideration for the same. This helps in deciding on the Equated Monthly Income (EMI). In this, the NRI has to pay on a monthly basis with certain interest charges. Certain banks and financial institutions also tend to have other criteria for NRI home loan.

What Are The Documents Needed

When it comes to applying for the NRI home loan, it is important to have all the required documents ready. Furthermore, the documentation for NRI is somewhat different than for Indians. Some of the vital document required include:
•    Employment contract
•    Passport copies
•    Valid work visa and permit.
•    Salary slips
•    Bank statements if NRO and NRE accounts

Repayment of The Loan

It is wise to know that when you apply for a home loan as an NRI, the repayment of the loan amount should be done through Non-Resident Ordinary (NRO) or Non-Resident External (NRE) accounts. All the loan repayment should be done in Indian currency only.

These are some of the aspects an NRI need to keep in mind when planning to apply for home loans. Browse through NRI corner for more details.

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30Dec

Neelkanth Group: Offering You a Home with a Vintage Feel

Every homeowner wants to beautify their homes with right accessories and décor items. When talking about decorating, the preferences ranges from one person to another. Some people prefer to have their house decorated in themes, while some love to incorporate décor items that give the feel. If you have always wanted to have a home that takes you back in time, then investing in the properties offered by Neelkanth Group is of paramount importance.

This reliable real estate group work towards providing homes to the buyers based on their needs and preferences. You can easily decorate your newly bought home through Neelkanth group in vintage style. Giving your home a vintage feel is not difficult as it seems to be. If you love collecting antiques, you are almost there in creating a vintage feel. Some people love to possess and care for the items that their grandmother or grandfather owned. Say, for example, the flower vase the grandmother owned is still found beautifully placed on the table in the living room.

If you want to give your home a vintage feel, then you need to consider these aspects:

Go for Complete Sets

One of the best ways to give your home a vintage feel it deserves is by considering complete sets. This can be anything from bedroom sets to even crockery sets.

How About Buying Antiques?

If you do not have any antiques, do not worry as they can be easily bought through various stores. However, when purchasing ensure you do all the purchasing part from authentic stores. Look for certificates of provenance or authenticity before buying genuine antiques. One of the best ways to know you are buying from a reliable store, you are advised to do some research online. Get to know some of the best places to buy antiques and make your purchase accordingly.

Choose the Right Upholstery

Another amazing way to add that required vintage feel to your flats in Thane West is by considering right upholstery. When talking about upholstery, you can go for the 100-old sofa having intricate designs. Apart from this, you can even consider other furnitures like a rocking chair that you can keep on the balcony or a photo frame.


Use Walls the Right Way

Do not keep the walls of your beautiful house empty, but decorate it with right and beautiful vintage paintings. Apart from this, also consider the décor items that can be hung from the ceiling.

Make Space

You are advised to seek help from an expert decorator if you are finding it difficult to fit and decor item. Do not try fitting a large bed in a small living room. This will only decrease the appeal of your house.

These are some of the tips you can consider when adding a vintage feel to your flats in Thane West.

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24Dec

Home Financing Options for the NRIs Buying a Property in India

Every Non-Resident Indian (NRI) wishes to own a house back home. Buying a house for an NRI is not easy, and that difficult to. If you are not buying a house due to lack of finances, then you should know there are various home financing options available. It is one of the best ways to fulfil your dream of owning a house back in India. You should also know various regulations revolve around the purchase and how it can be financed.

A number of banking channels work towards helping your NRI investment in real estate a profitable one. These channels offer different home financing options that work in your favour. As far as pay for the property is concerned, it should come from the banking channels alone. Apart from this, the payment cannot be made through foreign currency or traveller’s cheque. If you do not have Indian currency, you can consider using the money to the debit or credit, in non-resident external (NRE) rupee, foreign currency non-resident (FCNR) or even non-resident ordinary (NRO). It is of paramount importance for an NRI planning to make a real estate investment in India to know that only Indian currency is to be used for the purchase.

However, it is of paramount importance for the NRIs to fulfil the conditions put forth by the Income Tax Act. In order for you to be eligible for the home loans, it is vital for an NRI to have stayed in India for 182 days or more. Apart from this, they should have stayed India for more than a year or so. Various banks offer some amazing and interesting NRI housing schemes that easily accommodate your housing needs. The eligibility criteria for applying housing finance remains the same. It majorly includes, the applicant to be 21 years of age, should be a graduate, and more. An NRI can easily get loan amount ranging from Rs 5 lacs to Rs 1 crore. But then, it completely depends upon the repayment capability of the individual too.

An NRI can easily avail the home loan in Indian rupees through various banking channels. For the purpose of financing a property, the home loan can be approved by the Indian Employer of the NRI employee. Getting a home loan as NRI investment in real estate is allowed for both commercial as well as residential properties. You will find a number of banks offering home loans for NRI. However, it is wise to consult the agent before applying for the same. Apart from investment purpose, NRI home loans can also be availed for buying flats for sale in Thane and around, construction, buying of the old house, renovation purpose, alteration to an existing house and so on.

Do not delay and apply for right housing loan that best meets your needs and requirements.

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19Dec

Things You Need to Know Before Investing in an Upcoming Project

The decision to buy a house is an important one. One must be clear about the steps involved and legalities that help execute the deal in the right way. Many fast-growing areas like Thane, Kalyan, and Dombivali have upcoming projects that are up for grabs. Thane is one of the most favoured places today due to great road connectivity and impressive infrastructure. Here is a list of the things that you are supposed to know when you look for flats in Thane.

–    Contract Papers: Many developers produce a standard home buying agreement, which has terms and conditions that are non-negotiable. However, a proper contract is always negotiable in nature. You can take help of a legal advisor in such cases so that you can include your terms in the contract as well. Whether you are looking for upcoming 2 or 3 bhk flats in Thane or condo apartments in South Mumbai, it is better to have a well laid out contract.
–    Background Check: How do you know if the realtor you are dealing with is trustworthy? You need to run a thorough background check about the past reputation of the realtor, quality of construction and timeliness while giving possession of the flat, and if he was a part of any legal feud. Only after confirming these facts can you go ahead with your house buying decision.

–    Plan for Future: Do not buy a house keeping in mind the lifestyle you are leading at present. It is always better to plan things ahead in such cases. Think of big plans like what will be your future income, investments, and other life decisions like marriage, number of children, and whether your parents will be living with you as well. There are many 2 and 3bhk flats in Thane that are available at favourable rates. Decide once you have thought everything through.

–    Determine All Costs: At times you may find a well-designed house in a good price range but you may feel that it needs more work than a coat of paint. Compare all the costing and see if the charge of installing cabinets, units and inbuilt furniture and appliances will be more economical than purchasing a fully equipped house. Make a decision based on comparisons rather than haste.

These are the steps that will help anyone take a better decision while looking for flats in Thane. It is an important decision of life, which definitely needs thought and consideration of all pros and cons.

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12Dec

A Buyer’s Guide to Selecting Property in the Under Construction Projects in Thane

It can be quite tempting to buy a house at a price range that is slashed by 20-30 percent. However, one needs to be cautious and smart while buying a house at an under-construction stage. Several property builders have upcoming 1 and 2bhk flats in Thane that are being sold at slashed price ranges. But, there are certain risks involved in this decision that must be considered before investing in a house.

–    Record Checking: While looking for 1or 2bhk flats in Thane it is important that the buyer does a proper record check before deciding to make any kind of payment to the builder. Check if the person you are dealing with has a good reputation in the field of real estate. A trusted name will always be professional and guarantee good quality construction.

–    Documentation: While you keep your documents ready for the final deal, you must also request the seller or developer to produce a Commencement Certificate (CC) and an Intimation of Disapproval (IOD). The IOD mentions all the authorities that have permitted the builder to construct the property like the departments of fire, traffic, environment and the pollution control board. The CC is a proof that the builder can begin constructing the building.

–    Proper Booking: Once you have done a proper background check, you can go ahead with the process of booking your flat. It is also best that you book your flat on one of the levels that has been approved by all the authorities in the IOD. Sometimes, the builders tend to promise their clients that the permission for higher levels is yet to come. Do not be fooled by such baseless statements. Invest only when there is proper documentation about everything that the builder is telling you.

–    Legal Assistance: If you are someone who is not familiar with the terms and laws of real estate, you can also take help of a lawyer or property consultant who specialises in this field. It is always better to take along a person who knows about all the documents and permits required. There are various under construction projects in Thane, Ghatkopar, Kalyan, and other parts of Mumbai. It is always better to get a proper check done before you actually buy the property.

These are the steps that you must keep in mind before buying a flat in under-construction projects in Thane or other parts of Mumbai and its developing outskirts. Be sure of all the documents so that you can make an informed decision.

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5Dec

How to Give Your Home a Makeover

Every individual wants to decorate their house that they can call “home”. A lot of people prefer decorating their homes based on their personality or preferences. When talking about giving your home a makeover, you have to consider a lot of things. The list goes on from choosing the right paint, the right interiors, wall hangings, décor items and so on. No matter whether you own a 2 BHK or 3 BHK flats in Thane West, you should definitely consider these simple yet amazing makeover ideas from one room to another:

Living Room

When talking about designing and decorating a home, the living room is probably the first place people tend to notice. The living room is used for end number of purposes, one being to entertain your guests. If you want to give a makeover to your living room, then you should definitely consider changing the carpets and rugs. It actually gives a whole new dimension to the room. Apart from this, you can even consider themes. However, ensure the furniture matches with the theme. Another way to enliven your living room is by having dry or fresh flowers. If you have a small living room, you should go for space saving furniture or the ones that make it look larger.


Dining Area

Another room that should not miss your attention when giving your home a makeover is dining area. You can get rid of all the clutter by having sideboard to store all the cutlery or crockery. You can also save some space by having open shelving. Apart from helping to save space, it also makes your dining area look beautiful. To beautify it, you can place a flower vase on the dining table.

Bedroom

This is one place where you get to be yourself. After a tiring day at work, what can be better than placing your bed on a soft bed and a room that is full of décor? Colour coordinated drapes work well bedrooms that have high windows. You can change the colour of the mattress according to the size of the mattress. You can choose from ethnic bed covers, quilts, and pillow covers. You can give a great effect to your bedroom by choosing a lampshade or book-shelf.

Kitchen

Your kitchen is another room where the whole family gathers for having meals, to discuss, gossip and more. You can give your kitchen the makeover it deserves by adding plate racks, cabinet and more. You can even brighten up the kitchen area by choosing right lighting solutions.

Well, these are some of the tips you can consider when planning to give a makeover to your already beautiful house. If you are planning to buy a new house through real estate companies, do keep these makeover tips and follow them to give your newly purchased house the makeover it deserves.

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30Nov

The 6 Vaastu-Centric Points You Should Keep In Mind While Planning Your Home Purchase

For many buying a house that is Vaastu complaint is of paramount importance. For people who do not know what exactly Vaastu means, it is an ancient science of architecture which offers a complete insight when building structure. Vaastu is a Sanskrit work in which “Vaas” and “Tu” means “Live” and “You” respectively. When talking about Vaastu compliant houses or flats in Thane west and around, you should know a number of buyers now ensure the home conforms to the Vaastu norms.

vaastu centric

Mentioned are some Vaastu centric points or guidelines you can consider when buying your first house or apartment:

Sunlight and cross ventilation – Two of the major aspects that holds great importance in Vaastu is sunlight and ventilation. Considering this aspect, ensure your house receives ample amount of sunlight and also has cross ventilation. You can consider an east or north facing flat with balconies and windows in either of the two directions. You should know early morning sunlight is good for health and brings a lot of positivity, while afternoon sunlight can be harmful to the health. Hence, you should avoid buying a house that has entrance and windows to the south or south-eastern.

flats for sale in thane

Entrance – As far as the entrance of the house is concerned, North or North East tend to serve as auspicious direction. One of the primary reason is that the sun rises in the east and brings in a lot of positivity. South or West entrance should be avoided as the afternoon sun rays are harmful to the health.

Location of the kitchen – You are highly advised not to invest in the flats in Thane west or around if the kitchen is in the North-East. As it tends to welcome the morning sun and hence that room is perfect for meditation purpose or living room. The ideal location is the South-East corner of the house. Also, ensure the kitchen is not located directly facing the main door.

Location of the toilet – South-West corner or South serves as the best place for bathroom and toilet. Apart from this, North-West corner is also recommended. However, bear in mind that the toilet and Pooja room should not be next to each other.

Master bedroom – It is of paramount importance for the master bedroom to be located at the South-West corner for a home which faces to the east. Consider square or rectangular shaped bedrooms.

flats in thane west

Know the Community – Another important Vaastu centric point every buyer needs to keep in mind is the community. Ensure the building block located in the south-west direction is the tallest among the others. This further does the job of protecting the other building blocks from any harmful sun rays. Apart from this, the play area, garden and open spaces should be in the eastern or northern side. Avoid investing in a house that has these areas at the back.

These are some of the vital Vaastu centric points one need to consider when buying a house. Reliable real estate group like, Neelkanth Group understands how important Vaastu is for the buyers and ensure the houses and apartments are built on them.

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