Tips to Enhance Your Home Loan Eligibility

Buying a dream home is definitely a big decision. Various factors need your attention before you take such a big decision. While there are many aspects, a lot is also related to finances. A home loan has gained immense popularity among home buyers. It is a great way to fulfil your long dream of owning a house. When planning to take a home loan, it is important to look into your eligibility. Well, it is a crucial step towards financing your house and major real estate companies like Neelkanth Woods is more than happy to help you in the same.

As far as eligibility is concerned, it is important to have a good credit score of 700 and above. Banks and financial institutions also tend to consider your past loan repayment record. To help you get a home loan without any hassle, mentioned are some tips that help in enhancing your home loan eligibility:

Clear All the Pre-Existing Loans

It is of paramount importance you start with a clean slate, and hence it is vital to clear all your pre-existing loans. Clear the outstanding loan on your credit card. This will only help in enhancing your CIBIL score. It takes only 30-45 for the banks to update you CIBIL information once there are no dues certificates.

Consider Longer Tenure

Another vital aspect you can consider to enhance your home loan eligibility is by considering longer tenures. You should know higher EMIs only increases the liability and bring down the eligibility.

Look Out for Employer Bank Relations

For salary accounts, look out if your employer has any tie-up with the bank. This actually works in your favour in helping you get a lower rate of interest. This further work towards increasing your home loan eligibility. There are some real estate companies like T Bhimjyani Neelkanth Woods that have a tie-up with banks for an easy home loan application. Get in touch with the company to get more information on the same.

Apply with Your Parents or Spouse

Not many know but applying for a home loan with your spouse or parents helps in enhancing your eligibility. For a better chance, you are advised to apply with your parents. Neelkanth Woods Thane serves to be your prime answer when it comes to buying your dream home at affordable rates and home financing solutions.

Consider Additional Income

In case you have another source of income, then you might want to consider pooling in. It is noticed other source of income like rentals from properties; high yielding fixed deposits tend to show a steady and higher income. This further increases your eligibility.

These are some of the effective ways one can consider to increase the home loan eligibility criteria.

Read More

Before You Move In – Tips to Make Your Apartment Living Secure

Living in an apartment is definitely a great and convenient option for many. After all, it comes with some of the best benefits. Thane has grown to be the major residential area. You will find a large number of people prefer to invest in its properties for end number of reasons. Some do it for affordable rates, while some do it for its developed infrastructure. No matter what the reason is, it is important you pay attention to the security part. To help you in the same, mentioned are some safety tips before you move in in your 3.5 BHK apartments in Thane.

Assess the Vicinity Well

It is of importance to get your basics right when moving into a new apartment. As a potential home buyer, it is wise you assess and inspect the vicinity well. One of the major aspects is to know whether the apartment is located in the residential area. Other than this, also ensure it has enough transport modes for your travelling. If you do not own a car, then look out for bus routes, grocery markets, school, hospitals and so on. You are highly advised to do a background check on the vicinity before you sign on the dotted lines.

Look Around the Complex

Now that you have found your dream home ensure you have inspected the complex thoroughly. Before you move in into your new apartment ensure all the security features are well in place. Real estate companies understand the importance of safety and offer an apartment that is well loaded with security features. The doors have latches; windows are securely barred in order of preventing any forced entry, stairs and balconies having handrails for better security and more. Other than this, there are also CCTV cameras installed in the compound as well as on every floor for added security. This ensures you are in safe hands all the time.

Do Not Forget to Visit the Society or Builder’s Office

Now that you have chosen your 3.5 BHK flats in Thane it is wise you do not forget to visit the society office. The community office is the place where you get all the details on whether there is a manager appointed to take care of the daily operations and more. Have a chat with the builder and get all your doubts clarified. Enquire about the general facilities, security facilities, waste disposal and so on.

These are some of the essential tips one need to keep in mind when moving in into a new apartment.

Read More

Decide your next Property Purchase Based on the Infrastructure Growth

Real estate is always considered to be a lucrative investment solution. One of the major reasons for the same is because the prices are likely to go up that come down. This is one of the major reason why individuals prefer investing in the properties. There are a number of factors that needs consideration when planning to invest in a property. Above all else, it is important to inspect the surrounding infrastructure for better living. This is one reason why t bhimjyani offers flats and apartments in some of the top locations that have its infrastructure in place.

The real estate market drives home buyers and investors only in a developed area. This actually helps in increasing the value of living. It is definitely a fact that infrastructure does play a prominent role in driving buyers. When talking about infrastructure, it can be in any form, whether road development, social or civic development. As buyers are keen on investing in the properties that has developed infrastructure, builders and real estate companies too are taking advantage by coming up with projects in some of the developed areas.

Mentioned is a guideline for both homebuyers as well as investors:

•    The infrastructure of the location does play an important part as it tends to be a major focus for buyers and investors. Builders and real estate companies aim at attracting end users either as a purchase or rental customer. The real estate experts very well know that an area lacking infrastructure would attract no attention and hence offer properties in developed areas.

•    Another reason why buyers should focus on the location’s infrastructure is that it ensures the selling price in the near future would be great. Just as you want to invest in a property that has everything in place, so does other buyers.

•    It is of paramount importance for the buyers to not neglect the significance of infrastructure of the place. No matter whether you are investing in 2 BHK or 3BHK flats in Thane or around, ensure it has great infrastructure. It majorly includes water supply, electricity, rail connectivity, transport solutions and so on.

•    Real estate companies like T Bhimjyani Realty Private Limited understand this aspect and offer upcoming and existing projects in developed locations only. It ensures you get everything in place from transport solutions, hospitals, schools to even shopping outlets.

•    Location infrastructure should be essential if you are buying the property whether for rental or personal use purpose. After all, people who are looking for rented apartments tend to also look for better and improved infrastructure.

All these aspects clearly state that buyers and investors should pay attention to the growth of infrastructure when investing in a property.

Read More

Celebrate IPL With Right Home Décor

With the Indian Premier League (IPL) coming you are all set and geared up for this season. IPL over the years has definitely gained immense popularity. So, which team do you support, is it Mumbai Indians, Royal Challengers Bangalore, Kolkata Knight Riders, or Gujarat Lions? If you are a true and die-hard fan of IPL, then have you thought of giving your home a makeover with right IPL décor solutions? The décor tips are perfect for individuals who love hosting friends. Without much ado, mentioned are some trick that helps in giving your 3 BHK flat in Thane a perfect sporty ambience:

Get the Equipment

Only a true cricket fan understands the importance of watching cricket with perfection. Well, you obviously do not mind spending a little bit for a perfect projector, acoustics and a good screen. After all, these are the electronic equipment you need to get started. Nothing can add up to the excitement than having a good surround system. Worry not if you do not have a large television as the projector can help you with that.

Comfortable is the Key

You are definitely planning to invite your friends to watch the game between two of your favourite teams. However, this also calls for having comfortable and adequate seating solutions. You are obviously not planning to stand and watch the game, or are you? If you have a large group coming up, then how about having a sofa with throw pillows? Other than this, you can even sit on the floor by having soft and comfortable rugs and pillows. Do not forget high table and bar stools if you are planning to have drinks.

Create the Right Atmosphere

One of the best ways to create a sporty environment in your 3 BHK in Thane is by having graphics and wall decals. You can even have a large vinyl print of your favourite cricket player. It can be anything from a batsman swinging the bat, to a fielder getting an epic catch or anything. Other than this, you can even have a wall covered with great prints of gloves, cricket bats, crossed tennis racquets, footballs and so on.

Do Not Forget to Engage the Audience

When it comes to engaging the audience, you might want to take some inspiration from the sports cafes and bars. For some help, you can have jerseys or caps on the sofa, football hoop on the wall, or even a dartboard.

These are some of the vital tips one can consider when it comes to giving your home a great look to celebrate IPL like never before. All thanks to the flats or apartments offered by T Bhimjyani Realty that makes it easier for this to happen.

Read More

Want to Create a Balcony Garden? – Consider These Tips!

If you love gardening but is not able to because of garden space, then you should rejoice with the ideas of balcony garden. It is one of the best ways to take a step towards green home and also being closer to nature. You will find a lot of residential projects like 3BHK, and 2 BHK flats in Thane tend to have large balconies. You can make use of these large balconies to convert it into beautiful gardens. You can easily make your balcony your prime relaxation spot by having beautiful plants that let you breathe in fresh air. This simple place can be your haven, or also your place to get away from the hustle and bustle of the city.

Mentioned are some tips that help you to spruce up your flat’s balcony garden:

How About Having Railing Planters?

When it comes to having a charming balcony design, nothing can be better than having potted plants and bare railings. All you have to do is fix some planters on the railings. To spruce up, you are advised to choose from a variety of plants that are available in different colours. Furthermore, you can fill up these pots with herbs, flowering plants or creepers.

Dedicate A Corner for Herbs

Apart from growing flowering plants, you can even dedicate a corner in the balcony of your 2 BHK in Thane for growing herbs. You can use the same to grow different kinds of herbal plants like thyme, rosemary, oregano, or lemongrass. These fresh herbs can be of your great help especially during the time when you decide to cook something special.

Do Not Forget About the Furniture

Other than having wonderful plants, do not forget to invest in right balcony furniture. It can be anything from a couple of chairs to a centre table. You can even use wooden crates that make perfect seating solutions. You can make it beautiful by painting it with funky colours and arranging the way you want it to. Other than this, you can even have plastic chairs and table.

Opt for Hanging Planters

For hanging planters, all you have to do is put up some metal hooks above the railing or on the balcony ceiling. You can use these plants for small plants. You can choose from biodegradable to plastic planters.

Choose Right Lighting Solutions

Now that you have chosen plants, and furniture, the next step is all about choosing right lighting solutions. You can light up your balcony by choose end number of lighting options from paper lanterns, Christmas lights, small lanterns or even glass chandeliers. These lights are soothing and create a perfect environment.

These are some of the simple tips you can consider to create a beautiful balcony garden. A lot of residential projects offered by Neelkanth Woods Thane offers a great balcony size, thus helping you have a great balcony garden.

Read More