1Nov

Smart Storage Solutions for your 2.5 BHK apartment

Space is one of the major concern of every homebuyer. A lot of buyers prefer investing in an apartment that is spacious. Have you ever faced the issue of a space crunch in your apartment? Do you feel there is not enough space in your house to store additional things? Well, fret not! If your answers to these questions are affirmative, then here are some storage solutions you can consider for your 2.5 BHK in Thane and around. These solutions work towards helping you keep all your things organised while saving a great deal of space.

Open-Storage Rack for Kitchen

You can always invest in a metal frame open-storage rack for your kitchen if the cabinets are not enough to store your kitchen utensils. Besides, you can use the same to showcase your decorative kitchen items and utensils. Instead of an old plain old rack, you can add some knick-knacks here and there.

Use the Space Around Your Entertainment Box

To save some space in your 2 BHK apartment, you can consider using the space around your television. If you have a wall-mounted television, then you can use it as a focal point and build a cabinet around that will work as extra storage space. You can use this space to keep small showpieces or even indoor plants.

Bed Designs with Storage

A lot of homeowners of 2 BHK flats in Thane and around tend to suffer from space crunch in spite of it being a 2-bedroom apartment. For your bedroom, you can make use of all the empty space around the head of your bed. You can have cabinets or shelves to store your things. Show off your creative side in the same. You can use these cabinets or shelves to keep things such as photographs, paintings, books or anything you like. As far as storing extra blankets and bedspreads is concerned, you can opt for bed design with storage.

Cupboard Under the Stairs

Have you ever wondered about using the space under the stairs? Well, you can make the most of it by building cupboards. No matter whether you have 2 BHK or 2.5 BHK flats in Thane and around, use this space to build cupboards. In fact, it makes a fine storage solution. Opt for cabinets or shelves that can be used to store almost anything.

Opt Multi-Functional Furniture

Instead of invest in a table, a bed and a sofa separately, you can save money and space by investing in multi-functional furniture. Say, for example; you can opt for a wooden cabinet for the bedroom that can be used to place lamps or flower vases. You can also use the same to store photo frames, artwork and so on.

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8Oct

Aspects That Impact the Home Loan You Are Entitled to

Homebuyers tend to rely on a home loan to buy their dream home. However, you should know there are a number of factors that impact on how much of loan you are entitled to. Definitely, it is the income of the applicant that plays a major role in determining the amount of home loan one will get. However, there are various other factors too that play a major role. Apart from checking the eligibility of the applicant for the home loan, lenders also have to certain criteria to determine the home loan that can be granted to the applicant. So, no matter whether you want to buy 2 BHK or 2.5 BHK flats in Thane, know these aspects that impact how much of home loan you are entitled to:

Income

Undoubtedly, it is the income of the applicant that determines the home loan you are entitled to. Generally, lenders tend to consider 40 percent to 50 percent of the monthly income for servicing the home loan. The income proportion for loan servicing tends to increase the income of the applicant rises. So, for a person who has higher income slab, the lender is bound to consider a higher percentage of the monthly income.

Age and Remaining Years of Service

Home loans are offered for tenures up to 20 years. Not many know, but your age and the remaining years of service also restrict the loan amount. Your loan eligibility will reduce if you are more than 40 years of age, and has less than 20 years of remaining years of service. For a salaried person, the retirement age of 60 is considered, while for self-employed it is 65 years.

Any Existing Loan

Another major aspect that you need to keep in mind before applying for the home loan for your 2 BHK in Thane or around is knowing you have an existing home loan. The lender will subtract your existing loan’s EMI while computing your eligibility. Furthermore, your home loan eligibility will be based on the amount reduced. In order to enhance your loan eligibility, you are advised to repay the outstanding loan, if the amount is small.

Availability of Co-Borrowers

Not many know, but the loan amount will increase if you have a co-borrower. In this, the income of all the co-borrowers is pooled in, which further determines the amount available for EMI payment. Ensure all the joint owners are included as co-borrowers, no matter they have a separate income. A co-borrower can also be a person who is not a co-owner of the property.

These are some aspects that impact the home loan you will get for your dream home.

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1Sep

Know What Makes A Perfect Neighbourhood

Buying a house is not easy as there are several factors you need to keep in mind. While there are many factors that need to be considered, it is a location that plays a major role. What would your criteria will be for your property selection, besides budget? Obviously, every home buyer has different needs and preferences that majorly depend on the size of the family and their needs, when looking for an ideal neighbourhood.

So, no matter whether you are looking for 2 BHK  or 3 BHK flats in Thane, there are some essential components that families expect from the ‘ideal neighbourhood’.

Safety

Undoubtedly, no one wants to invest in a locality that is prone to thefts and other criminal activities, no matter minor or major. Considering this aspect, a lot of family members look out for safe streets and a neighbourhood. For the same, the major considerations include wide pavements that allow everyone to walk around without the fear of an attack. Besides, the locality should have CCTV cameras installed for advanced security. A lot of builders understand this aspect and ensure it is incorporated.

Proximity to Vital Services and Stores

You definitely know that life is full of surprises and do not know what will happen next. Considering this aspect, having vital services and stores at close proximity is of paramount importance. Ensure your neighbourhood is in proximity to healthcare institutions, electricians, firemen, educational institutions and more. Apart from this, ensure other essential services like bakery, salon, restaurants are close. After all, this is what makes a perfect neighbourhood.

Open Spaces and Parks

Another vital aspect a lot of homebuyers tend to consider when looking for 2 BHK in Thane or 2.5 BHK flats in Thane is parks and open spaces. Buyers look for large parks and open spaces as it serves as a perfect spot for children to play, elderly to have a walk and so on. Besides, it also helps in spending some quality time with families and neighbours. Builders do consider this aspect, and you will find them mentioned in the amenities sectors. After all, this is one amenity that tends to attract a lot of buyers.

These are some factors homebuyers tend to consider when looking to buy a house or apartment. Obviously, it is happy residents that make safe a safe neighbourhood, but these aspects ensure you buy an apartment in a great and ideal neighbourhood.

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5Jul

Aspects to Check Before Buying an Apartment

Planning to buy a property or apartment? Well, you have a long way to go. With a number of real estate companies in Mumbai making a wise and safe choice is a must. A background check plays a prominent role in helping you make a wise choice. There are several factors that require your attention. Some of the major things that require attention are:

Experience of the Builder

More often than not, buyers tend to believe on the builders blindly. However, this is one of the major mistakes and should be avoided at any cost. When you are buying an apartment, ensure you check the builder’s construction experience. After all, you definitely do not want to invest or buy a house that will come down with a minor jerk. You will find reputed builders and real estate companies tend to have the complete list of ongoing, upcoming and completed projects on the website. Go through the same as this will give you an idea and whether the builder can be trusted. You should also know, experienced builders, have a clear plan or the steps for every construction.

Ensure the Approvals are in Place

Now that you know the builder you are planning to buy your first 2 BHK in Thane or around is reliable ensure, the project has a clear legal title and all the approvals in place. The plans of the building will reflect largely on the usage of space whether commercial or residential. You are highly advised to avoid projects if the construction is not approved. This will later cause problems in getting the Occupancy Certificate (OC).

Structural Stability

Buyers can ask for the structural stability certificate copy that is issued by the structural engineer from the builder. This ensures that the building is designed and built according to the load estimated. Apart from this, as a buyer, you can also inquire about the thickness and the type of blocks that are used for the construction. Do not go for the apartment that has used the four-inch block for the external wall!

Project Specifications

Your search for a perfect apartment or property does not end here. As a home buyer ensure the project specifications offered by the real estate company are well endorsed in the sale agreement. Also, examine whether the electrical load meets the requirements and also the waterproofing for the bathrooms.

These are some aspects that need to be checked by a homebuyer for a safe home purchase. Happy house hunting!

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30Jun

Tips to Sell Your Apartment in a Slow Market

Buying and selling an apartment is quite common in the real estate market. If you plan to sell your apartment, then keeping track of the market is of paramount importance. Besides, there are also other factors that sellers need to be aware of. You might have always been advised not to sell an apartment especially when the market is witnessing a slowdown. However, at times it can be unavoidable. The reasons are endless with you being shifted to another city, planning to buy a bigger and spacious apartment and so on.

While you are looking to sell your 2 BHK in Thane or 3 BHK in Thane or any other location, in a slow market, there are certain factors you need to keep in mind. Some of them majorly include:

Give It a Makeover

Every buyer who is planning to buy a house looks for something that is worth buying. This is where the importance of giving your house a makeover is felt. When talking about the makeover, it majorly includes leaking pipes, water seepage, broken window panes, cracked masonry and so on. Always remember that the makeover should not be elaborate but substantial only. Ensure all of these aspects are taken care of before you list your apartment for buying. You should know every buyer looks for a house that has less expenditure on the repairs and renovation.

Advertise the Right Way

It is always suggested that you advertise about your property locally. Not many know, but the people living in your area might be interested in buying your property, and hence it is important to advertise it locally first. After all, a lot of buyers tend to look for apartments that are in the same locality. You can take advantage of the same by advertising your property the right way.

Get in Touch with a Reliable Broker

You will do your best to find a potential buyer, but when it comes to widening your search and finding a potential buyer, it is always a broker that can help. This is one reason why you need to get in touch with a reliable broker for the same. Ensure you get in touch with a reputable one. These experts tend to have a larger database of potential buyers.

Get the Pricing Right

Before you put up a price for your property, it is of paramount importance to know the real estate market value of the same. There is every possibility of the prices being increased. As far as quoting the price is concerned, it is wise you gather the rates of the properties in the same area. As the real estate market is bound to fluctuate it is also vital to be flexible as far as pricing is concerned.

These are some tips that might come handy when purchasing 3 or 2.5 BHK flats in Thane and more.

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28Jun

5 Vital Amenities That Homebuyers Should Look for When Buying a House

What are the aspects you as a buyer will consider when buying a house? It definitely has to be price and location. Well, apart from these, there is also one major aspect that should not be neglected, and that is – Facilities. When talking about the same, facilities tend to change from one buyer to another. While you may be looking for a house with a nice and big swimming pool, there are some who want to invest in a house with top security solutions. To make your whole house hunting for 2 BHK in Thane and around process easy, here are some facilities you need to look for:

Open Space

One of the major aspects a buyer is bound to look for is open space. Understood, that being physically fit is every person’s choice. However, an elderly cannot hit the gym and do strenuous exercises. This is where the importance of having an open space in the building area is important. This is one reason why a number of under construction properties are now considering to have an open space that makes walking easy. This actually enhances the living for one can take a walk and breathe in the fresh and cool air.

Play Area

Just as having an open space important, so does play area. You will find a number of people now prefer investing in 2 or 2.5 BHK flats in Thane and around having a play area. This works in favour of children, for it helps them to indulge in different activities. Besides, these activities play a major role in the comprehensive growth of the child. Ensure the kids play area is safe and well equipped with needed facilities.

Parking Facilities

For homeowners who own a car, having the facility to park the car is important. A lot of buyers looking for buildings having covered parking facility. This is one reason why you will find companies offering this facility to its potential homebuyers.

High-End Security Solutions

Security is one aspect that cannot be given a deaf ear. You definitely want to invest in a house that ensures safety of your family. Ensure the property or apartment you are investing has high-end security options. It majorly includes, CCTV cameras, alarms, fire alarm, round the clock security guards and more.

Swimming Pool

A swimming pool at your own complex may seem like a luxury. However, nothing can be better than having a swimming pool that makes the whole hassle of going to a resort. However, ensure the company or the builder takes swimming pool maintenance seriously.

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14Apr

Are you visiting a site? Don’t miss out checking on these

When you are in the process of buying an apartment whose construction is still underway, you should never hurry on the contrary you should take things slowly. Now that you are in the middle of the selection procedure and have zeroed in on a few under construction projects in Thane, Ghatkopar, Chembur, and other areas of Mumbai, these are a few things to keep in mind before the site visit. You have to investigate the property just like a detective; after all, it is an investment decision that involves a lot of money.

1.    Goodwill of the builder and brand

Before you buy the property, it is very crucial to know about the profile of the builder and the brand completely. It would really be helpful to enquire about the past projects of the builder. If you could go and talk to the people, who have purchased flats from the real estate companies you are considering then nothing like it. You always have the option of visiting the site of the builder and check on the completed and the ongoing projects. Word of mouth in such cases is very important. You have to speak to the previous purchasers of apartments from the same builder to get a valid testimony.

2.    Connectivity to your workplace

This is another important feature to pay attention to. The property that you have decided on should not be too far away from your workplace. If that is the case, then more than the required time will be spent in travelling to and fro. It will amount to a huge loss of time. If you do not consider doing anything else other than your office job and if your workplace is far from the flat and it is okay with you, you should at least check for the connectivity options from your apartment to your office location. There should be ample transportation facilities that should be readily available to you to commute easily.

3.    Resale potential of your apartment

When you are buying a 1 or 2 bhk in Thane, Chembur, Andheri, and other areas, you are either looking at staying there personally or making an investment purchase. Whatever the case may be, you should always be sure that when you sell the apartment or look for potential buyers who are on the lookout for a resale apartment, your apartment is sold for a good profit amount. This can be possible if the place where the property is located has chances for development, perhaps a metro line coming up in the vicinity, proximity to the train station and bus depot, and the likes.

These are some of the dynamics you should look into and be sure of when you are visiting an ongoing apartment site. Various real estate companies in Mumbai help you find the right property at the right price, which makes the process a lot easier.

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16Aug

Barbeque 101 – How to Plan for Your Very Own Cook Out!

Planning your own cookout can be really intimidating. If you are planning on having a party with friends or family or for even a certain special occasion, ensure you do it the right way. Cookouts are here for end number of occasions, be it a birthday, children’s sports banquets and so on. You will the 2.5 BHK flats in Thane are spacious and ensure you have a cookout without any hassle. The spaciousness is more than enough to get started with your cookout planning.

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2Aug

Choosing the Right Bathroom Cabinet Idea for Maximum Storage

A bathroom vanity is not always the most glamorous part of a bathroom remodel, but choosing the right kind of vanity can make or break your bathroom’s design. If your vanity is placed awkwardly, uses poor or mismatched materials or does not have enough storage, the rest of your bathroom will suffer. A cluttered looking bathroom is certainly not something we would wish for. Today, most of the new projects in Thane and the under construction projects in Thane offer spacious and airy bathrooms, that if designed well, could be an advantage to you.

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14Jul

Bedroom Furnishing Options That You Shouldn’t Live Without

Most of us spend roughly around 1/3 of our lives sleeping, so shouldn’t it be that we sleep in a room which contributes to a few sweet dreams? An uncomfortable, uninspired or disorganized bedroom in your 2.5 BHK flat in Thane can make it hard to relax, and it probably does not help your personal temperament in the morning, either. If your bedroom is a focal point for some family time where you would read in bed, snuggle with the kids, or spend some quality time with your pets then an untidy or depressing bedroom in your flat in Thane will not contribute to a good and relaxing gathering.

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