Checklist Before Moving into your New Home

The joy of buying your dream home is immense. Now that you have signed all the documents and taken care of the paperwork, the day has come to move in into your new home. Before you move to your 3.5 BHK flats in Thane, there are certain things you need to take care of. To help you in the same, mentioned is a complete checklist one needs to consider when moving into your house.

Check for Plumbing

Before you move into your new home, it is important you check for any leaks and plumbing work. Though your owner might have taken care of the same, it is always better to double check. There is every possibility of finding some leakage problem. While inspecting, look out for running toilets, dripping faucets, and not to forget the water heater.

Proper Ventilation

There is no way you miss out on the ventilation part when moving into your 3.5 BHK flats in Thane. You should know that an apartment should have proper and cross ventilation for sufficient natural light to pass in. You should also know that proper ventilation helps in keeping you comfortable, especially during the hot summer months.

Open and Parking Areas

Another vital aspect you should not neglect on is the importance of open and parking area. If you own a car, you will definitely need parking space. Get in touch with the owner to know about the parking area and space. While doing so, check the size of the parking lot. Also, make sure the building offers parking space for visitors.

Working Lift

You are not planning to climb all the way to the sixth floor, or are you? Considering this aspect, ensure the building has working lift services. Other than this, also get to working the timing of the lift. Some of the residential areas having two lifts tend to keep one closed during afternoon hours. Other than this, also check the capacity of the lift installed in the building.

Cracks in The Wall

You are investing a lot of your hard-earned money in the apartment. And hence, it is important you inspect the apartment thoroughly. Look out for any cracks on the walls or ceilings. You will have to take care of this aspect if you are buying an existing home. The same does not need attention if you are buying a newly built apartment.


Last but not the least, do not forget to check the security aspect of the building. Ensure the building or vicinity has CCTV cameras installed. A reputable real estate company in Thane believes the security of people plays a vital role and has thus installed surveillance cameras. Other than this, also check for the fencing and the wall around the property.

These are some of the checklists you need to consider when moving into your newly purchased home.

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3 Ways To Cool Your Apartment This Summer

Nothing can be worse than the gruelling heat outside. The hot summers months are the time when people prefer going for picnics or to a cooler location. Did you know you can cool your apartment with right tips. You will find a lot upcoming and latest residential projects in Thane, come up with large windows for better ventilation, eco-friendly options and so on. When talking about cooling your home, a lot of homeowners rely on air-conditioners and coolers. Well, they do come to your rescue, but nothing can beat the natural ways to cool your home. Get to know some of them:

Ventilation is the Answer

The first vital aspect you need to keep in mind to cool your apartment is proper ventilation. You can say it is the key to a cool and relaxed atmosphere. Proper ventilation helps in getting rid of the hot air out. Considering this aspect, a lot of residential projects in Thane and around now offer large windows in every room. This solves the problem of proper ventilation required to cool your apartment. For the same, you can opt for a bigger apartment like 2 BHK in Thane that helps in getting rid of hot air from the room easily.

Heat Shields

Another great way to cool your 2 BHK flats in Thane and around is by having heat shields. As the name suggests, these shields do the work of protecting your home from the harsh sun. All you have to do is install them on the windows and doors. Apart from this, the apartments in Thane and around also offer glass panes and tinting at windows to prevent the sun’s heat from entering the home.

Beautiful Green Landscapes

While you stay in a busy city, getting a home that is also closer to nature is next to impossible. However, it is not the same when you own a flat in Thane. The projects are built keeping in mind the needs and requirements of the homeowners. They understand how significant it is to be closer to nature and help in achieving this objective by having green landscapes around the building. With large trees, shrubs and beautiful garden, it ensures your apartment is cool even in hot summer months. After all, plants have the tendency to absorb the heat and release the water vapour, thus creating a cooling effect.

These are some of the tips that go a long way in cooling your apartment in Thane and around. Do follow these tips to beat the heat the right way.

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Tips to Choose Location for Your New Home

The location is one of the vital aspects one needs to consider when choosing your dream home. No matter whether you are planning to buy or rent an apartment, it is wise you choose the best location. A lot of home buyers often find it difficult to choose the house after shortlisting certain properties. If the 3 BHK flats in Thane shortlisted are in similar price range and preferred location, then various other factors can help make a wise decision.

Ease of Commute

Ease of commuting between the location and your office does play a major role. The location you have chosen works in your favour if there is a direct bus or metro to the workplace. Not many know, but was of commuting makes long hours of travel easy. Thane has proved the best for the same purpose. With various transport solutions, it becomes easy to travel to and from your location. This has further given rise to BHK flats in Thane.

Connectivity to The Workplace

You are definitely not planning to travel for long hours just to reach your office. It will do you no good. Among the various locations, you have chosen the one that is closer to your office.

Availability of Basic Amenities

You are bound to need some basic amenities once you move in into your 3 BHK in Thane. Considering this aspect, it is wise to look out the location you have chosen is in proximity to educational institutions, healthcare, markets, and so on. Other than this, also ensure it has round the clock water and electricity supply.

Safety Aspects

Another important aspect you should not neglect is the safety features. It is important for the residential locality to have safety features in place. For better and enhanced security, various residential locations in Thane and around have CCTV cameras installed. This ensures you are in safe hands all the time.

Green Quotient

If you are someone who wants to contribute towards green society, then look out for apartments that have incorporated the green quotient. For the same, it is advised for buyers to look out whether the property is well equipped to conserve energy and has sufficient natural light.

Residential Versus Commercial

It is often noticed that potential home buyers look for a location that is a perfect blend of the commercial and residential area. This works in their favour as it offers good living conditions. However, avoid investing in a 3 BHK flat in Thane that is completely a commercial area. This might not prove to be a beneficial option in the long run.

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Get to Know These Hidden Costs While Buying a Property

Undoubtedly, buying a house is a big decision and should be done taking into consideration a number of factors. While many aspects need your attention, hidden costs are definitely one of them. Only a reputable real estate company like Neelkanth Realty understands this aspect and offers properties without any hidden costs. However, to ensure you are on the safe side, it is wise you know the hidden costs before you sign on the dotted lines:

Registration as Well As Post Registration Charges
It is the total cost of the property that determines the registration cost. Other than this, there is also stamp duty which consists of the certain percentage of the total property value. It is vital that you take into account these costs when evaluating the total cost of your house.

 Parking Charges and Taxes
At times, the cost of the flat or apartment you plan to buy might not have all the costs included. So, the good deal you think you are getting do not include the hidden costs. Say, for example; it is wise to be aware of the taxes that might be levied on you, which most of the time builder does not highlight in the price list. Apart from this, you should also be aware of the parking charges especially if you own a car. Factor these costs properly as they are part of the total property cost. Ensure these costs are added to your agreement to avoid the hassle later on.

Penalty and Escalation Charges
Though cost escalation clauses are an important feature of the agreement, not many home buyers are aware of the same. A lot of times builders tend to hit the charges at the last moment, like just before the registration with the escalation costs supposedly due increase in the expense of the raw materials including steel, cement, sand and so on. Another cause for concern are the penalty charges. In case, you are not able to make the payment; it is wise to know if there are any interest charged and how much. You should also know whether you get a complete refund in case you plan to cancel the booking.

Maintenance Charges    
It is vital to know the maintenance charges too when planning to buy a new property or flat. Usually, the maintenance charges or deposits are collected in the first year itself. However, they are bound to be increased for various reasons like painting the building or for making significant repairs to the building.

These are some of the hidden costs every home buyer she is aware of when buying a property. A reputable company like Neelkanth Group will discuss these charges well in advance to avoid any problems.

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Planning for NRI Home Loan? Keep in Mind These Points

Every individual dream of owning a house and so does NRIs or Non-Resident Indian. They are basically Indians who have been staying abroad for better prospects. When taking about NRI investment in real estate, if becomes important to know the home loan eligibility too. Having all the information on the same makes the whole process easy and hassle free.

Type of Loans NRIs Can Opt

If you are looking for property investment, then you might want to consider applying for home loans for these kinds of homes such as:

•    Property under construction
•    Ready to move in property
•    Construction of property on the land already owned
•    Upgrading an existing property

Home Loan Tenure and Rate of Interest

It is of paramount importance to know that an NRI can avail home loan for a restricted period of time only i.e. 5-15 years. The extension of the home loan for NRI property investment is completely dependent on the bank discretion. Other than this, you should also know that the rate of interest on NRI home loan is high.

Loan Amount Can Be Availed

The loan amount is decided based on some factors like the income of the NRI that should be steady. Gross monthly income is also taken into consideration for the same. This helps in deciding on the Equated Monthly Income (EMI). In this, the NRI has to pay on a monthly basis with certain interest charges. Certain banks and financial institutions also tend to have other criteria for NRI home loan.

What Are The Documents Needed

When it comes to applying for the NRI home loan, it is important to have all the required documents ready. Furthermore, the documentation for NRI is somewhat different than for Indians. Some of the vital document required include:
•    Employment contract
•    Passport copies
•    Valid work visa and permit.
•    Salary slips
•    Bank statements if NRO and NRE accounts

Repayment of The Loan

It is wise to know that when you apply for a home loan as an NRI, the repayment of the loan amount should be done through Non-Resident Ordinary (NRO) or Non-Resident External (NRE) accounts. All the loan repayment should be done in Indian currency only.

These are some of the aspects an NRI need to keep in mind when planning to apply for home loans. Browse through NRI corner for more details.

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